:root{color-scheme:light;--navy:#112348;--teal:#087f69;--ink:#182842;--muted:#5c6b7c;--border:#e0e7ef;--bg:#f4f7fb}*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.55}a{color:#0b659b}.wrap{max-width:1250px;margin:auto;padding:0 24px}.header{background:#fff;border-bottom:1px solid var(--border)}.top{display:flex;justify-content:space-between;align-items:center;gap:16px;padding-top:16px;padding-bottom:16px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}.brand strong{font-size:20px}.brand small{display:block;font-size:12px;color:var(--muted)}.brandmark{display:grid;place-items:center;background:#e0f7ef;color:#075a4d;border-radius:13px;width:48px;height:48px;font-size:27px;font-weight:800}.visit{font-weight:650;text-decoration:none}.intro{padding:35px 0 16px}.intro h1{font-size:clamp(27px,4.2vw,42px);margin:8px 0}.intro p{color:var(--muted);margin-top:0}.eyebrow{font-size:12px;font-weight:800;letter-spacing:.09em;color:var(--teal)}.toolnav{display:flex;gap:9px;overflow-x:auto;padding:7px 0 22px;scrollbar-width:thin}.toolnav a{flex:none;text-decoration:none;background:#fff;border:1px solid var(--border);border-radius:999px;padding:10px 15px;color:#253752;font-weight:650;font-size:13px}.toolnav a.active{background:var(--navy);color:#fff}.grid{display:grid;grid-template-columns:1.05fr .95fr;gap:20px}.panel{background:#fff;border:1px solid var(--border);border-radius:20px;padding:24px;margin-bottom:20px;box-shadow:0 7px 22px #15264a09;min-width:0}.panelhead{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px;margin-bottom:19px}.panelhead h2{font-size:21px;margin:0}.panelhead span,.biglabel,.hint{font-size:13px;color:var(--muted)}.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:15px}label{display:flex;flex-direction:column;font-size:13px;font-weight:650;gap:7px;min-width:0}input,select{width:100%;padding:13px;border:1px solid #bdcbd9;border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:16px;min-height:48px}input:focus,select:focus,button:focus-visible,a:focus-visible{outline:3px solid #56bfae;outline-offset:2px}.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}button{cursor:pointer;font-weight:700;min-height:44px;border-radius:10px;padding:11px 16px;font-size:14px}.primary{color:#fff;background:#087f69;border:1px solid #087f69}.softbtn{background:#f1f5fa;border:1px solid #cbd7e5;color:var(--navy)}.pill{color:var(--teal)!important;background:#e2f8ef;border-radius:20px;padding:5px 12px}.bigmoney{font-size:clamp(36px,5vw,56px);color:var(--navy);font-weight:850;letter-spacing:-.045em;margin:6px 0 26px;overflow-wrap:anywhere}.metrics{display:grid;grid-template-columns:1fr 1fr;gap:13px}.metrics div{background:#f3f7fb;padding:17px;border-radius:12px}.metrics span{font-size:12px;color:var(--muted);display:block}.metrics strong{display:block;margin-top:5px;font-size:19px;overflow-wrap:anywhere}.bar{display:flex;overflow:hidden;border-radius:99px;margin:27px 0 8px;height:15px;background:#eee}.bar span:first-child{background:#087f69}.bar span:last-child{background:#eab457}.barlegend{display:flex;justify-content:space-between;font-size:12px;color:var(--muted)}.barlegend span:first-child{color:#087f69}.barlegend span:last-child{color:#986a1b}.advancedgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.module{border:1px solid var(--border);border-radius:14px;padding:18px;display:grid;gap:12px;align-content:start}.module h3,.compareCard h3{margin:0 0 4px}.module-result{color:#075d4d;background:#e8f8ef;border-radius:10px;padding:13px;font-weight:700;overflow-wrap:anywhere}.comparegrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px}.compareCard{background:#f6f8fb;border-radius:12px;padding:16px;display:grid;gap:12px}.tablewrap{overflow-x:auto;margin-top:15px}table{width:100%;border-collapse:collapse;white-space:nowrap;font-size:14px}th{text-align:left;background:#eef3f8;color:#233753}td,th{padding:12px;border-bottom:1px solid #e7edf4}td:not(:first-child){font-variant-numeric:tabular-nums}.content{padding:12px 0 34px}.content h2{font-size:25px}.content>p{max-width:850px;color:var(--muted)}.learn{display:grid;grid-template-columns:1fr 1fr;gap:16px}.learn article{background:#fff;border-radius:15px;border:1px solid var(--border);padding:20px}.learn h3{margin-top:0}.learn p{color:var(--muted);margin-bottom:0}.prose{max-width:900px}.prose h3{margin-top:25px}.hidden{display:none}.extra{padding:12px;background:#f4f7fb;border-radius:12px;margin-top:15px}.error{background:#ffeded;color:#9b1027;padding:12px;border-radius:10px}.saved{margin:8px}details{margin:16px 0}summary{cursor:pointer;font-weight:750}footer{background:var(--navy);color:#e9f2ff;padding:30px 0;font-size:14px}footer a{color:#d6f5f1}.foot{display:flex;justify-content:space-between;gap:30px}.footnote{text-align:center;padding:0 20px;color:#bdcde1}@media(max-width:850px){.grid{grid-template-columns:1fr}.advancedgrid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.wrap{padding:0 14px}.intro{padding-top:23px}.panel{padding:17px;border-radius:14px}.formgrid,.advancedgrid,.comparegrid,.learn{grid-template-columns:1fr}.metrics{gap:8px}.metrics div{padding:12px}.metrics strong{font-size:16px}.foot{flex-direction:column}.brand strong{font-size:16px}.visit{font-size:12px}.toolnav a{padding:9px 12px}}@media print{.header,.toolnav,.actions,.advanced,.content,footer,#compareModule,details{display:none!important}body{background:#fff}.grid{display:block}.inputs{display:none}.results{break-inside:avoid}.tablewrap{overflow:visible}table{font-size:10px}th,td{padding:4px}}